Payment Method & Policy — Al Rafio Traders

💳 100% Full Payment in Advance Required

In accordance with company policy for high-precision medical machinery and surgical equipment, all customer orders require 100% advance payment prior to order processing and nationwide dispatch.

1. Accepted Payment Channels

Al Rafio Traders accepts payments via official business banking channels and verified digital merchant accounts:

Direct Bank Transfer (IBFT / RTGS): Official corporate bank account details are generated upon checkout invoice confirmation.
Online Mobile Banking: Direct transfer via standard Pakistani banking apps (HBL, Meezan, Faysal, Alfalah, UBL, MCB).
JazzCash / EasyPaisa Corporate: Quick digital transfers with instant receipt verification.
PayFast / Debit & Credit Cards: Secure gateway integration for Visa & Mastercard.

2. Payment Verification & Invoice Issuance

Once payment is transferred, please share your payment receipt or transaction ID on our official WhatsApp at +92 333 4225810 or via email at alrafiotraders@gmail.com. Our accounting department will verify and immediately issue an official GST-compliant tax invoice and dispatch tracking number.

3. Facility & Institutional Tenders

For government hospitals, universities, and private institutional bulk tenders, special purchase order terms and bank guarantees can be arranged through our sales desk.